What is the Motor Insurance Database?
Our reader was involved in an accident with a driver they think might be uninsured. Someone mentioned the Motor Insurance Database (MID) to them. Here we explain what it is…
Category: Motoring admin
Tax, insurance and other admin around cars isn’t that exciting. But it’s vital. Follow our top tips and it’ll help you to save money
I’m importing a car from Guernsey. Do I get insurance with the Guernsey number plate or ask them to leave it blank until I get the new number plate?
Our reader is bringing a car to the UK from Guernsey with a Guernsey number plate. They need to alert the (Driver Vehicle Licensing Agency) DVLA in order to tax…
My partner has lost the documents for his car. He’s now sold it and the new owner needs to tax the car. Can he get copies of the document?
Our reader’s grandmother who suffers from dementia apparently threw the paperwork away. They then sold the car, thinking it wouldn’t be a problem if they declared it to the new…
I want to switch to two wheels. What moped licence do I need?
Our reader lives in the London low emissions zone and wants to stop using their car for a short but awkward daily commute, taking a scooter instead. The moped licence…
Why is car tax more expensive on our current Ford Fiesta than our previous one with the same engine?
The world of car tax is a strange one. Our reader has a Ford Fiesta with a 999cc EcoBoost engine. His current annual tax bill is £155. Yet on his…
I’ve owned a car for 16 months and it’s had multiple recalls. Is this normal? Should I still have confidence in the car?
Our reader bought a brand-new Toyota Yaris Cross in November 2020. Since then the car has had three recalls. They want to know if it’s normal for brand new cars…
My company is offering a salary sacrifice scheme for a car. Is this a good way to run a new car?
Salary sacrifice schemes have been around for a few years now. In the most basic terms, the employee gives up a portion of their salary. In return the company puts…
I always shop around but why is the cost of car insurance still rising?
Insurance is one of those motoring must-haves. A bit like fuel, we don’t like paying for it but nonetheless have to. Until recently, motor insurance costs were dropping as rapidly…
I want to charge an electric car at home. How do I go about applying for the EVHS?
The EVHS is the Electric Vehicle Homecharging Scheme (EVHS). It was put in place to encourage drivers to buy electric cars by reducing the cost of having a home charging…
I’ve been charged insurance admin fees for changing some personal details. Is this legal?
You’re not alone to be infuriated by insurers charging on top of your premium for extra services. Insurance admin fees are one of the bugbears for the modern driver and…