What is the Motor Insurance Database?
Our reader was involved in an accident with a driver they think might be uninsured. Someone mentioned the Motor Insurance Database (MID) to them. Here we explain what it is…
Tag: insurance
Someone bumped my car in a car park. How can I get CCTV footage of to prove who it was?
It’s a common occurrence: you return to your car and there’s a dent or scratch that wasn’t there before. But how did it happen? Look around and if you’re in…
What paperwork do I need to sort out for driving in France?
A lot was made of how Brexit would change driving in France or any other European country. It used to be pretty straightforward, so what’s different now. The reality is,…
I’ve been charged insurance admin fees for changing some personal details. Is this legal?
You’re not alone to be infuriated by insurers charging on top of your premium for extra services. Insurance admin fees are one of the bugbears for the modern driver and…
The cost of car insurance seems to be falling? Why? And will it keep coming down?
Our reader is right. The price of insurance is falling which is good news at a time when we’re seeing costs increasing elsewhere in our daily life. But why’s it…
What is a black box insurance policy? Is there any danger to my car?
A black box insurance policy enables the insurer to assess real-life data on how you drive. They can then adjust the premium to reflect how much of a risk you…
Are electric cars cheaper to service than petrol or diesel models?
Electric cars might be technically more complex than models with an internal combustion engine but they actually require less servicing. This is because electric motors have far fewer moving parts.…
I’m interested in a car but it’s Category N. What do the insurance write off categories mean?
Insurance write off categories are important to understand for two reasons. First, cars that are being sold can fall into these categories. And the categories changed recently so they might…
Should I give my son driving lessons?
For most kids, learning to drive is an important part of growing up. For their parents it represents a significant expense. However, although it’s pricey, buying your child driving lessons…
Do I need special car insurance to be a delivery driver?
Like the person who asks the question, a lot of people have been furloughed or lost their jobs. And with more of us than ever relying on online ordering, openings…