What is the Motor Insurance Database?
Our reader was involved in an accident with a driver they think might be uninsured. Someone mentioned the Motor Insurance Database (MID) to them. Here we explain what it is…
Tag: motor insurance
I always shop around but why is the cost of car insurance still rising?
Insurance is one of those motoring must-haves. A bit like fuel, we don’t like paying for it but nonetheless have to. Until recently, motor insurance costs were dropping as rapidly…
I’ve been charged insurance admin fees for changing some personal details. Is this legal?
You’re not alone to be infuriated by insurers charging on top of your premium for extra services. Insurance admin fees are one of the bugbears for the modern driver and…
The cost of car insurance seems to be falling? Why? And will it keep coming down?
Our reader is right. The price of insurance is falling which is good news at a time when we’re seeing costs increasing elsewhere in our daily life. But why’s it…
I was the innocent party in a non-fault accident. Should I report it to my insurer?
Every driver must have motor insurance. When you have an accident, even if it wasn’t your fault, or you don’t plan on claiming, you should tell your insurer. What is…
I had my driver’s door mirror wiped off while parked. How legal is driving my car now?
With cars getting bigger and towns and cities getting more congested, it’s hardly surprising that drivers frequently damage or even wipe off door mirrors. But what is the law regarding…
If I take advantage of the MOT extension scheme, will my insurance still cover me?
We’ve had various questions around this subject and the answer isn’t as cut and dried as perhaps it should be. Read on to find out more. What does the MOT…
I’m worried about my keyless car. What is the best steering-wheel lock?
A lot of drivers are going old school with their security, reverting to steering-wheel locks out of fear that crooks have found a way past more high-tech security devices. Here…
If there are airbags in a car, should I worry that they might go off randomly?
Since the mid-1990s there have been ever-increasing numbers of airbags in a car. Your concern is a valid one. Afterall, airbags use an explosive to deploy in fractions of a…
I’m looking for a cheap way to cover a young driver. Is temporary car insurance worth it?
There are increasing insurance options for drivers. One of the newer ones is temporary insurance. Cheap temporary car insurance can be worthwhile in certain circumstances, not in others. Read on…