What is the Motor Insurance Database?
Our reader was involved in an accident with a driver they think might be uninsured. Someone mentioned the Motor Insurance Database (MID) to them. Here we explain what it is…
Tag: motor insurance
I’ve been charged insurance admin fees for changing some personal details. Is this legal?
You’re not alone to be infuriated by insurers charging on top of your premium for extra services. Insurance admin fees are one of the bugbears for the modern driver and…
I was the innocent party in a non-fault accident. Should I report it to my insurer?
Every driver must have motor insurance. When you have an accident, even if it wasn’t your fault, or you don’t plan on claiming, you should tell your insurer. What is…
I had my driver’s door mirror wiped off while parked. How legal is driving my car now?
With cars getting bigger and towns and cities getting more congested, it’s hardly surprising that drivers frequently damage or even wipe off door mirrors. But what is the law regarding…
I’m worried about my keyless car. What is the best steering-wheel lock?
A lot of drivers are going old school with their security, reverting to steering-wheel locks out of fear that crooks have found a way past more high-tech security devices. Here…
If there are airbags in a car, should I worry that they might go off randomly?
Since the mid-1990s there have been ever-increasing numbers of airbags in a car. Your concern is a valid one. Afterall, airbags use an explosive to deploy in fractions of a…
I’m looking for a cheap way to cover a young driver. Is temporary car insurance worth it?
There are increasing insurance options for drivers. One of the newer ones is temporary insurance. Cheap temporary car insurance can be worthwhile in certain circumstances, not in others. Read on…
I had a low speed car crash. Should I claim from insurance or pay in cash?
Most car crashes happen at very low speed. Rather than mangled metal and insurers sucking their teeth and talking about write offs, they result in nothing more than dented panels,…
I’m driving abroad this summer. What paperwork must I take with me?
You’re off on holiday, driving abroad so what do you need? Bikini body? Tick. Budgie smugglers? Tick. Blow-up Titanic? Tick. You should also consider treating your car to some TLC.…
I pay for protected no claims discount but my friend says the cost of cover will still go up if I claim. Are they right?
Many drivers think that by paying extra for protected no claims discount (sometimes called no claims bonus) they are guaranteeing cheap insurance. Sadly that’s not the case and here’s why.…